There has been a sizable surge in usage of digital modes of payment during the recent years. This has not only led to improved customer convenience, but also contributed to achievement of national objective of financial inclusion to a great extent. As the ease of doing financial transactions improved, the number of frauds in retail financial transactions has gone up. Fraudsters have been using innovative methods to defraud the hard-earned money of common and gullible people, especially new entrants who are not entirely familiar with the techno-financial eco-system.
Customer must keep personal information safe, beware of unknown calls/emails, practicing due diligence while performing financial transactions and changing the secure credentials/ passwords from time to time.
- Missed Call Alert for Balance Enquiry
- SMS OTP for mobile seeding at BC point
- ATM Transactions
- IMPS Inward and Outward
- EBANKING Transfer Transaction
- NEFT/RTGS Transactions
- CASH Transactions
- Transfer Transactions
- DBTL Transactions
- Inward Clearing
- Outward Clearing
- Cheque Return
- Minimum Bal Alerts
- ISOLOP Message
- Cheque Stop Payment
- Automatic renewal of Term Deposit
- Account becoming inoperative
- KCC Renewal
- 15G Notification
- 15H Notification
- Aadhar linking Notification
- Account Opening
- Loan Installment
- Loan overdue
- Birthday Wishess
- Non-Kyc Compliance
- OTP (From eBanking)
- Tracker ID (From eBanking)
With effective from
- Saving Bank accounts - Rs. 15/-+ Taxes per quarter Current / Cash Credit (CC) / Overdraft (OD) account - Rs. 25/-+ Taxes per quarter
- Following categories of customers are exempted from SMS alert charges. Basic Saving Bank / FI / PMJDY customers, Super Saving